do you know real money?

[davinci]

most of the folks that know me, know that i've been sort of developing a business. i say sort of because most of my efforts as of late have been theoritcal and academic. i'm learning business systems, i.e., how mcdonald's gets that nasty ass burger into six million people's mouths. from farm to marketing to franchise, etc.

anyhoo, i'm a big endorser of robert kiyosaki and his rich dad book series. for those that don't know of him:

this guy who creates a lot of money through real estate, companies and books wrote a book around ~'95 called rich dad, poor dad. the book was about the lessons his father taught him, and lessons his best friend's father taught him. his dad, PhD, super intendant of hawaiian schools and gov't worker, died broke. his bud's dad, highschool dropout and business saavy, owns a lot of hawaii and is loaded. the book gives fundamental differences between what the rich teach their kids and what the poor/middle class do.

ok. i've been re-reading these books (there's a series of about eight of them, and some written by his money advisors). i was in the library last night and found an audio book on the second book, my favorite one, cashflow quadrant. because it gets a little deeper into buisiness systems, which i want to learn about. re"read" it this morn and it helped to give me the confidence to know that i'm doing the right thing.

jesse jackson III is big on the only real freedom is economic freedom. what are you doing to build real money? by that i mean, money that works for you, not you busting your ass for money.

[swtjamaica]

...i am really trying to establish my own bartending business...i have bartended for several congressional functions and a few weddings, and folks i spoke to are encouraging me to get it started on my own...there is a market here, so i'm tryin to work it out...after a few years, i intend to sell to a local caterer, and do da daamn thang with making my money grow...

[davinci]

i'm educating myself now, and i have a WRITTEN plan. it may change, but the first step is a planned out goal.

also, i've read other authors: napolean hill, think and grow rich; w. clement stone, the succes system that never fails; done numerous real estate courses

dabbled with network marketing to learn systems. i've learned that even if they're BS, you'll get something out of them. i got an ass load of calling cards and tax breaks fucking with the long distance one. i'm fucking with one now that the product is great, but the system is better.

[davinci]

good shyt. be even better when you got it set up so that you're farming out bartenders and you ain't gotta lift another bottle 'cept to pour me a drink in the hot tub:upto: cuz d trying to marry rich. if you ain't rich when i get cha, you got a probationary period to get there. i'll help of course. more $ for me:D

mine now revolves around restaurantS, multi-level marjeting and real estate. looking into how franchises work as well. i ain't opened my shyt yet, but i'm already trying to figure out how to franchise that bitch.

[swtjamaica]

...i've been reading and researching, and my father and i have written a "dummy" plan, and showed it to someone in the minority business office...they said the plan was a good one, and also noted the need for my "services" in this area...there are a lot of catering businesses, but they don't do bartending...i know some people who can put me down, but all i need is the start up money, which my father MAY be willing to invest in...so we'll see...and yes boo, i will be MORE than happy to pour you a drink in MY hot tub....;)

[mystkev]

It's great to hear these entrepreneurial dreams. Keep it up y'all.

Although I must say, that I don't know REAL money, maybe one day.

[davinci]

others may want to know.

i orderd that mathew lesko, free money book about six months ago. just got around to looking at it and listening to his tapes. there is OODLES of money out there. without having to order it yourself, call your state capitol operator. NOT THE REGULAR OPERATOR THAT ANSWERS THE PHONE, there's an appointed job called 'state operator' whose jobs is to forward people to the right answers. ask him/her to send you a directory.

look down the list and anything that smells like it gives money, especially shyt with words like minority, women and ABC. call them and tell them your plan and that you're looking for start up capital. if they can't help you, their job is forward you to who they think can help you. ALSO, go to the SBA and to the small business development council or SBDC, NOT the same as the SBA - they will assign people to you whose job is to see your plan, if viable, to fruition. for FREE! AND, there's a reference book called catalog to federal domestic aid. it's online, i think www.cfda.gov. they will do the same thing on the federal level.

i just fucked around one day. i want to open a vegeterian gourmet restaurant. i found grants for ~$250K. i hit everything from dept of agriculture because i want to grow my own veggies to veteran and minority aid. that's why i'm in culinary now. to give myself time to learn the restaurant system and give myself time to write all these damn grant proposals.

[davinci]

sorry to some, i get excited about cheddar!

i keep telling lovely that i'm gonna send her this info on aid for single moms that want to go to school. ASS LOAD of money for nursing/medical related degrees. not loans, grants. free loot. talking enough dough to go to school, take care of children, free daycare, buy a house and all this before you start pulling that $60k RN salary.

see, yall done got me started. fear of failure will make you a failure in life.

faire un cinema! when i die, muthafuckas gonna say, that nigga's life was a movie. hopefully i'm done filming all the drama scenes.

[taknuptheslack]

We have the power to make enough money without any government handouts or loans.

Even with the people from the bay to sac on the hush it could be done.

We could put some money together and fix up and sell houses from here to the yay.

re·al estate n.
Land, including all the natural resources and permanent buildings on it.

es·tate n.
The situation or circumstances of one's life: A child's estate gives way to the adult's estate.
Social position or rank, especially of high order.
Archaic. Display of wealth or power; pomp.

So people talk about Real Estate like it's a house or some land or an apartment complex. The REAL Estate is right between your ears. That's the thing that will make you money, or whatever your heart desires. Don't let these people fool you, before they had land or houses they had real ESTATE, meaning they had something going on in their heads.

Your mind is the land, and your thoughts are the foundation.

Now build something!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! What kind of house you want is up to you.

[swtjamaica]

...i would LOVE to get into that kinda thing!! i see places all around here that could be fixed up and either rented to college students OR obtaining contracts with the state to provide low income housing...but that is one area i have NO experience or knowledge in...can you point me in the right direction??

[davinci]

Originally posted by taknuptheslack+
We have the power to make enough money without any government handouts or loans. true. the rich, however, get richer by using other people's money and other people's time. that's how you get infinite return on 'your' investment.

i didn't get my 40 acres and a mule, so i'll take uncle sam's, and anyone else that wants to GIVE me, cheddar. trump bought AC with daddy's and gov't $$, lee iaccoco changed chrystler around with gov't $$, etc.

[taknuptheslack]

Right but think about this. Chrysler is a multi-billion dollar company.

In order to manag an organization that big there is a certain mindset that goes with it.

That's the real estate that I was speaking about.

[davinci]

gotcha. i think that way now, so i just need to create the loot.

[HulaSista]

Originally posted by davinci+
cuz d trying to marry rich

me too... :D ;)

thanks for the advice. you could have shared this stuff at hushnic. it would have been a HUSH HOUSE for sure folks silent trying to hear every word you saying...

[davinci]

Originally posted by HulaSista+
it would have been a HUSH HOUSE for sure folks silent trying to hear every word you saying... that alright, when i'm hosting hushnic number?, the return to the beginning, in ATL 200?, at the restaurant, i'll give the spill then;)

and yall just get a 25% dicount and your babies don't eat free:)

yall know i'm gonna set it out!

maybe if i marry a hush diva, she'll be cool with the fact that we got 30 people staying in the mansion.

[HulaSista]

Originally posted by davinci+
maybe if i marry a hush diva, she'll be cool with the fact that we got 30 people staying in the mansion.

family for life or hush bros and sis for a weekend? you know there's a different :D

[taknuptheslack]

Another thing we have to do is give up "I." It is impossible to make in this world alone and most rich people know that.

Let's go back to Lee of Chrysler.

Ini order for him to mange that monster he has an exexcutive management team consisting of a VP from Finance, Marketing, and Manufacturing. Each one these men probably has another team of people that watch other aspects under that same umbrellla.

It is only all of these people working for the same goal that makes it possible for us to get in a car and drive.

Money is really not the hard part. It's getting a group of people working together for the same goal that is the issue. Thats the basic idea behind marriage and we are at about a 75 to 80 percent divorce rate.

Yall don't go spanking my children ya hear!!!!!!!!!!!

[swtjamaica]

Originally posted by davinci+


maybe if i marry a hush diva, she'll be cool with the fact that we got 30 people staying in the mansion.

....that's okay baby..I won't mind ;)...rotf!! :D

[taknuptheslack]

Or since there are so many single hush diva's we split them up between the men on the board.

:eek: :beer :D

[swtjamaica]

Originally posted by taknuptheslack+
Or since there are so many single hush diva's we split them up between the men on the board.

:eek: :beer :D


...if you can handle several divas at once...;)

[CD]

cause I'm bad ba bad

Mind set is very important. Most black folks feel that it’s a sin to aspire to be financially free. Start talking about MAJOR PAPER issues and you can hear a pin drop. Talk about getting some pussy and Negroes can’t shut the fuck up. Most black folks don’t know shit about money, don’t know how to get it, and don’t know what to do with it when they do get a hold of a little bit.

We had a thread some time back on what would you do if you hit the lottery. An over whelming majority said the first thing they would do is give some money away. Now that is the mind set I’m talking about. Black folks ain’t never had no money, and the first thing they do when they get a hold of a little bit is give some away. I guess they don’t realize that money do dink for a poor person. Folks are poor because they are poor in spirit. They got that demon of poverty on their back. It’s not only the lack of money that makes them poor, it’s the lack of not wanting more. That is a sin if you are a Christian. That’s is why they will never be financially free. The mind set is that of a man that sees himself with no money and it’s ok.

[HulaSista]

Originally posted by CD+
cause I'm bad ba bad

Mind set is very important. Most black folks feel that it’s a sin to aspire to be financially free. Start talking about MAJOR PAPER issues and you can hear a pin drop. Talk about getting some pussy and Negroes can’t shut the fuck up. Most black folks don’t know shit about money, don’t know how to get it, and don’t know what to do with it when they do get a hold of a little bit.

We had a thread some time back on what would you do if you hit the lottery. An over whelming majority said the first thing they would do is give some money away. Now that is the mind set I’m talking about. Black folks ain’t never had no money, and the first thing they do when they get a hold of a little bit is give some away. I guess they don’t realize that money do dink for a poor person. Folks are poor because they are poor in spirit. They got that demon of poverty on their back. It’s not only the lack of money that makes them poor, it’s the lack of not wanting more. That is a sin if you are a Christian. That’s is why they will never be financially free. The mind set is that of a man that sees himself with no money and it’s ok.

i need to go find that thread

[MsMeelah]

Originally posted by CD+
cause I'm bad ba bad

Mind set is very important. Most black folks feel that it’s a sin to aspire to be financially free. Start talking about MAJOR PAPER issues and you can hear a pin drop. Talk about getting some pussy and Negroes can’t shut the fuck up. Most black folks don’t know shit about money, don’t know how to get it, and don’t know what to do with it when they do get a hold of a little bit.

We had That is a sin if you are a Christian. That’s is why they will never be financially free. The mind set is that of a man that sees himself with no money and it’s ok.
Yanno, I have been thinking about this often lately. I think 90% of my friends and peers are in some type of debt, some waaaay more extensive than others but in debt nonetheless, myself included. Many of us are afraid to think outside the box or take the leap of faith in order to gain true financial freedom. My people are so focused on “image” that they will not make the sacrifices that you have to make in order to become financially free. Whether that be investing more of your money ( cuz lawd, knows keeblers do it). Or just starting some type of business yourself. Hell we won’t even support other black business. Take Sylvia’s for example: Sylvia’s is a famous soul food restaurant that has blossomed into a Corporation that makes prepackaged soul foods and a catering company. When that company started out, Sylvia ( or the owner ) was probably in there with a dirty assed apron on, cooking, waiting on tables, washing dishes mopping floors or whatever. I bet people in her life laughed at her and all kinds of negative comments when she said she was going to start her business and probably didn’t come out to show her any support. I am sure to many of her patrons she appeared to be “just a table busser or dishwasher, or a waitress”
people may have even looked down on her or thought they were better than her because they wore suits to work and she wore an apron. But now, sista girl is probably on some beach Jamaica some damn where sippin on a daiquiri saying HOW YOU LIKE ME NOW BIIAAATCHES !!! There is no reason that I should be able to drive 2 blocks in a black neighborhood and be able to count 6 business that are owned by other races. Why cant we do the same? I went to the cell phone shop to get a headset the other day to and I got to talking the guy who worked in there, come to find out that old boy had 2 Masters degrees and he owns 8 other businesses in the DC area ( mainly liquor stores) and I got to thinking this Persian dude, is making more money off of US than he ever could have with those degrees that he has! and he did it from working behind a counter. Ain't that a bitch! here we are commuting everyday to put up with stress and bullshit only to live paycheck to paycheck!!
I see keeblers at my job that I KNOW pull in 80-90 G’s per year wear the same shit over and over and over and over again. A man walked past my office just now in raggedy new balance sneakers. Them joints are at least 5 years old. And trust me, homeboy can afford to go out and buy all of us a pair of the new Jordans. PROIRITES PEOPLE!!!!
My point is that we need to be better stewards with our finances.
and stop worrying about the lastest styles, images and all that other bullshit that is keeping us down.

[HulaSista]

Originally posted by MsMeelah+
My point is that we need to be better stewards with our finances.
and stop worrying about the lastest styles, images and all that other bullshit that is keeping us down.

i always wondered how any one can spend $100 on a pair of shoes or $300 on a dress! You can take a tenth of that, buy the fabric and sew you a dress!

[swtjamaica]

Originally posted by HulaSista+


i always wondered how any one can spend $100 on a pair of shoes or $300 on a dress! You can take a tenth of that, buy the fabric and sew you a dress!


...WHAT??? girl, you don't EVER have to worry about your girl doin that crazy shit...it just ain't that damn important to me...

[MsMeelah]

Originally posted by swtjamaica+
...i am really trying to establish my own bartending business...i have bartended for several congressional functions and a few weddings, and folks i spoke to are encouraging me to get it started on my own...there is a market here, so i'm tryin to work it out...after a few years, i intend to sell to a local caterer, and do da daamn thang with making my money grow...

I know thats right!! I am glad you have people encourgaing you. When I talk about my business plan...I have been laughed at and told that it won't work. :(

[MsMeelah]

Originally posted by davinci+
sorry to some, i get excited about cheddar!

i see, yall done got me started. fear of failure will make you a failure in life.


Amen!! So many of us have that fear though. And if you do fail, get back up and try again. I have been trying to tracing the stories of successful business owers ( especially african americans) and some of them say that they failed or were near failure in the beginning. But they picked themselves up and dusted themselves off and tried again. I think a good thing to do is to network and seek mentorship from those who are either on the same path as you are or that have been where you are. mistake is that I have surrouded myself with people who have that " Girl please, you have a degree and a good gubment job,don't mess it up on foolishness" mentality. Which has helped to instill a fear of failure in me. But this is why I have done things like join Urban Union so that I could network with other people who followed thier dreams and have become successful. D, & Swt. I encourage you to find organizations, workshops and even business owners that help lead you in the right direction.

I don't know how I missed this thread before.... :rolleyes:

[misha]

I have gotten grief about investing. Don't know much about it, but am learning. Also, I figured that to get a jumpstart, I would invest small amounts in companies where I worked, whether it was the companies retirement plan, or stock in the company itself.

All I hear from family and even some of my coworkers....is "Girl, you need all your money, you can't afford to be playing the stock market!" Maybe, but I need money in the future when I am too old to work. My father has been retired for 22 years. He is damn glad that he invested the way he did. He makes more propped up on the couch than I make working 40 hours a week.

I find that many black people are afraid of taking risk. Going out on a limb, whether it's investing in stock, or becoming self employed can be scary. I am afraid to, but I feel I must. Living paycheck to paycheck now is one thing. But what happens when there are no more paychecks?

[davinci]

Originally posted by misha+
I would invest small amounts in companies where I worked, whether it was the companies retirement plan, or stock in the company itself.good start! and don't follow the advice of someone trying to sell you something. go with companies that you know. learn to read financial reports and when you invest, companies are supposed to send you a copy of theirs.

take about a week to learn it, but it's just like a checkbook. money in vs money out. and of what's left over, what is being used to make more money, e.g, investments and growing the business.

[davinci]

Originally posted by MsMeelah+
...I have done things like join Urban Union so that I could network with other people who followed thier dreams and have become successful. D, & Swt. I encourage you to find organizations, workshops and even business owners that help lead you in the right directionyeah meelah, i was lying in the bed thinking that with all this working and school, i'm missing my opportunity to network. gonna switch gears up here in a month or so. see, an exit plan;) knowing when to get out is just as, if not more, important than knowing when to get in.

[davinci]

Originally posted by MsMeelah+
Take Sylvia's ...I bet people in her life laughed at her and all kinds of negative doesn't matter. as long as she only listened to the positive ones. and it appears that she did.

[Brightness]

:cry: :D :cry: :D :cry:

Truer words have never been spoken. . .


Originally posted by CD+
Start talking about MAJOR PAPER issues and you can hear a pin drop. Talk about getting some pussy and Negroes can’t shut the fuck up.

[Brightness]

You know, you have to be very selective in who you share things with. . .this can even be our families and friends at times because they will project their fears, indifferences and negativities on you. Sometimes unconsciously but other times consciously. . .ain't nothing folks like more than having folks keep them company when they are miserable or even comfortable with where they are in life.

Also, you must take care to place yourself in positive situations and conversations when talking about your ideas or aspirations. Someone who's done it is going to be encouraging, point you in the right direction, hook you up with a friend of theirs that can be of service to you. And much as I am sad to say, a lot of times these people may be NON-Blacks.


Originally posted by MsMeelah+


When I talk about my business plan...I have been laughed at and told that it won't work. :(

[Brightness]

This action right here is the best way to spend your free time. . .I used to do way more networking than I do now but I plan to get back into it more aggressively.

We used to have Black networking functions here but they are so "hit-and-miss" now or have turned into 'get-your-freak-on' arenas. The only things positive that remain are the Black-related events that a local radio station talk show here Sister Speak participates in bringing here or hosting.

So, as a result I've primarily aligned myself with other factions (races/cultures) when it comes to kicking around ideas. . . or with Black people who are of the same mindset as I am. I've signed up for some local online newsletters about things going on. Since, I work downtown, there are a lot of lunchtime and afterwork mixers and seminars, quite a few free, of which I intend to take advantage.

I just recently started visiting a public speaking/leadership organization ToastMasters International (http://www.toastmasters.org/about.asp) to help me out with future goals. That link can put you in touch with one in your area, you can visit a few and then choose to join if you think it will be beneficial.



Originally posted by MsMeelah+
I think a good thing to do is to network and seek mentorship from those who are either on the same path as you are or that have been where you are. mistake is that I have surrouded myself with people who have that " Girl please, you have a degree and a good gubment job,don't mess it up on foolishness" mentality. Which has helped to instill a fear of failure in me. But this is why I have done things like join Urban Union so that I could network with other people who followed thier dreams and have become successful. D, & Swt. I encourage you to find organizations, workshops and even business owners that help lead you in the right direction.

I don't know how I missed this thread before.... :rolleyes:

[MsMeelah]

Originally posted by Brightness+
You know, you have to be very selective in who you share things with. . .this can even be our families and friends at times because they will project their fears, indifferences and negativities on you. Sometimes unconsciously but other times consciously. . .ain't nothing folks like more than having folks keep them company when they are miserable or even comfortable with where they are in life.


Aint that the truf!! Family & friends can be the worst!! LOL I get offended and discouraged when people are so negative. But I do think that sometimes people think they are protecting you or doing you a favor by telling you that failure is inevitable.

I have heard about Toastmasters a few times before, I knew it was about public speaking but I never knew exactly what it was about. I also have quite a few clubs to choose from. I even saw a 2 chapters that hold thier meetings in the FOB's at noon. Right under my nose! This would definitely be beneficial. Thanks! :D

[MsMeelah]

Originally posted by misha+
I have gotten grief about investing. Don't know much about it, but am learning. Also, I figured that to get a jumpstart, I would invest small amounts in companies where I worked, whether it was the companies retirement plan, or stock in the company itself.

All I hear from family and even some of my coworkers....is "Girl, you need all your money, you can't afford to be playing the stock market!" Maybe, but I need money in the future when I am too old to work. My father has been retired for 22 years. He is damn glad that he invested the way he did. He makes more propped up on the couch than I make working 40 hours a week.

I find that many black people are afraid of taking risk. Going out on a limb, whether it's investing in stock, or becoming self employed can be scary. I am afraid to, but I feel I must. Living paycheck to paycheck now is one thing. But what happens when there are no more paychecks?

Thats the problem with us, we are so closed minded, we live for here and now. We would rather be able to buy a new outfit every pay period than put an extra 40-50 dollars into an IRA. That makes a BIG difference. I have a part-time job at Learner's and although I don't work that often, I see the same people shopping(mainly sistahs) over and over and over and over again. Learners is not that expensive but on average, they spend about 100-200.. lets not forget the 22% intrest rate on the Learner's charge card.:rolleyes: Just imagine if they invested or saved a quarter of that. But I bet these are the same type of people who are telling you that you "Girl, you need all your money" :rolleyes:

My dad is another one, My dad is a retired Master Cheif and he works for the Navy but believe me, he is not at a high GS level or anything. But if you saw the house he just sold and the one he is having built right now you would think he was loaded! I saw one of his paystubs recently and I was like :eek: :eek: my dad does not make much more money than I do.Why am I broke and he is looking like Mr Big Baller?? This does not include his retirement pay and everything but still. He can live that way because he invested and saved. We need to wake up people...

[taknuptheslack]

When I finally get married my first thing will be to eliminate all debt.

That includes cars. The only debt we will have is mortgage and then go full steam into real estate.

I like the Stock Market but in order to really make money you need to have a 200k liquid and register with the SEC as a qualified investor. The SEC will then keep you informed when new companies go public, etc.

Anyone out there have any experience with Family Limited Partnerships and/or Trusts?

[mystkev]

I feel you guys on the investing thing, as a matter of fact I started a thread on investing, I hardly got any response.

I am always talking to people about investing. I have an entire magazine and book collection on personal finance. Considering when I started, I should be a big baller myself :D , unfortunately I have some weird kind of shopping addiction :( .

You can start investing w/as little as $50 a month, there are a number of mutual fund companies that will waive the initial investment if you sign up for an automatic investment plan. I'll help a person out as much as I can. I was so happy a few weeks ago when my friend asked me some questions on how to get started investing :D

I do feel that it's better to pay off high interest debt before investing, but you can save and pay off bills at the same time. Like they say, treat yourself like a bill :D

I think that when you have people that think negatively, you can try to educate and when that doesn't work, just move on. I know some black people that are some good ass money managers (I will be too, soon, I got a written out plan ;) ) , some of them are on this board.

Sometimes people are just negative and aren't really willing to think out of the box. They think that you must have a 9 to 5. Shoot to live in this world almost everybody needs to be doing something on the side, now only if I can figure out something to do.

Like Brightness said, you need to speak w/people that are of the same mindset as you.

My mom had been running her own business out of our garage for 10 years, she had to stop b/c of her health but she's starting again :) . My mama got some major skills. Okay I know, I just like talking about my mama. My mother joined WISE (Women's Initiative for Self Employment) they had discussion groups she was able to talk about her goals and dreams w/people who had the same goals and dreams. She was even on a poster, that was on the major transportation, looking all pretty.

[mystkev]

Originally posted by taknuptheslack+
Anyone out there have any experience with Family Limited Partnerships and/or Trusts? None here, I know nothing about estate planning.

[MsMeelah]

You know, I just had long convo with my dad about what I posted about him. He has been fussing at us about money for the longest but we always said he was old fashioned... and didn't understand. He was smiling too because he knows that I finally get it. He pointed out some things to me that I never even paid attention to. He pointed out the fact that I purchased 2 cars since he bought his truck. My dad does not have caller ID or call waiting, he went on to say some other uneccessary things that he does without . He said that because of his good credit, he is able to quailfy for lower intrest rates when he wants to buy nice things. He talked about all the finacial sacrifices that he made coming up in the military and how they benefited him. Since he left my stepmother he travels like a mofo, he is able to build an elaborate house and live comfortably. He told me that he is does not have to work, but he enjoys keepin himself busy and being able to help other brothers by helping them get jobs and by providing them with mentorship. But basically he does not have to put up with stress and office drama because he could walk out that door any minute. I wish I had that freedom!! Thats not only financial freedom, but peace of mind and happiness. No wonder he still looks young..LOL

Anyway, I am going to mirror his actions more because obviously he is doing something right.

[Brightness]

The meeting I chose to attend meets @ lunchtime a few blocks from my office so that's extremely convenient for me. I had held off visiting before because the meetings were evenings and I was taking classes at night and whatever, whatever. . .you know how it is when you get caught up with making excuses. I'm happy I kept investigating times/dates/locations.


Originally posted by MsMeelah+


I have heard about Toastmasters a few times before, I knew it was about public speaking but I never knew exactly what it was about. I also have quite a few clubs to choose from. I even saw a 2 chapters that hold thier meetings in the FOB's at noon. Right under my nose! This would definitely be beneficial. Thanks! :D

[davinci]

i'm glad to see that my people are thinking. analysis paralysis isn't good either, but at least look before you leap.

i'm tired as hell and today in culinary school we finally cut food, but i'm glad that i now see my talking becoming actions.

meelah, it's good that your dad is a proper mentor. my mom is horrible with money, but she gave me my 'fuck it' attitude which i have turned into a plus. if i want something, fuck it, i'm gonna do it. don't worry about the haters. don't even give them rhetoric because they win that way, too.

aight, gotta go eat. class at 1p.

[MsMeelah]

Originally posted by davinci+
meelah, it's good that your dad is a proper mentor. my mom is horrible with money, but she gave me my 'fuck it' attitude which i have turned into a plus. .

My mom and stepmonster(stepmother) too.... thier advise to me,find you a good man with some money.. :rolleyes:

[HulaSista]

Originally posted by MsMeelah+
My mom and stepmonster(stepmother) too.... thier advise to me,find you a good man with some money.. :rolleyes:

i was told by both men and women in my family that this was the norm and not the exception.

kinda hard to get rid of those teachings... don't know if i want to either... new thread...

[taknuptheslack]

Now that's a thread that needs to be started. It's seems like everyone idea of money were somehow shaped by a significant older person in their lives.

Have we been told what "real money" is?

Is it possible that someone witheld information from us?

Was this information witheld from our mother/fathers, grandmother/fathers, etc?

What other things have been witheld from us?

That comment got my mind thinking. Thanks Hula.

[MsMeelah]

Well as you see, my parents were at two different extremes.. so I have been molded by the both of them. Although, It was a must that I get an education, my mom sent the message that I should depend on some prince charming to take care of business. She never said, don't make your own money but she instilled that in me, though her comments and actions. I am glad I didn't listen or I was also put in situations that I had to be self sufficent...

Just like the Aurthor of Rich Dad Poor dad, I decided to listen to the parent that was prospering... ( after I made some mistakes*giggle)