Bank Of America

[texasheat]

Maaaan, I'm so sick of them... I deposited money on Friday AND Monday, then I made a transaction via the internet but because it hadn't posted yet, they charged me $15 per transaction. I made 2 payments so now they done took $30. How you gone charge someone for a transaction made on the internet? If the money aint there, then don't take it out. Maaaaan, :blast I'm 'bout to close my account. My other bank aint NEVER gave me problems like these. I aint NEVER got charged a lame ass fee like Bank of America.

...m u t h a fukkuh :rolleyes:

[Tastey]

They are slooooooooow with deposits showing up. I hate them.

My mother's using them, and sends me to make her deposits. For a long time my mother were jump on me about depositing her money late. Then I started dropping off receipts.

One time, I went to the bank on Tuesday morning...the receipt said Wednesday afternoon. I put in my Momma's hand and said "See...and I ain't got no time machine. Them folks be trippin."

But you know how old folks are. She won't change banks for nothing.

I have an online bank. www.netbank.com and a Rush visa. www.rushcard.com

NO PROBLEMS with either.

[Jonjon]

I used to bank with them and Wells Fargo.

I always had problems with them.

Now I bank with Washington Mutal........ do you have them in you area?

I haven't had any problems with them.

[jaila]

ok i got a rush card a while ago but neva put money on it, can i send direct deposit to it? that can be my blow change

[Jonjon]

What is a "Rush Card" ?

[Tastey]

ok i got a rush card a while ago but neva put money on it, can i send direct deposit to it? that can be my blow change

Yes you can do direct deposit. My neice has her whole paycheck put on it.

Since I'm not working, and I get unemployment checks I deposit onto mine through Moneygram.

For me it's my ONLINE card cus some place won't take a "debit" card online.

[Tastey]

What is a "Rush Card" ?

Prepaid Visa card

www.rushcard.com

[Jonjon]

What is a "Rush Card" ?


Never mind ..... I just saw the link.

[Jonjon]

Prepaid Visa card

www.rushcard.com


Thank You
I'm reading about it now.

[Jonjon]

Ok.......... so you add your own to it.........kinda like a "savings" ?

[Melotic]

Have y'all heard the term, Banker's hours... If you make your deposit after the Bank's pre~determine close of business, most are after 2:00 p.m., the deposit will not show up until the next business date...

[Tastey]

Have y'all heard the term, Banker's hours... If you make your deposit after the Bank's pre~determine close of business, most are after 2:00 p.m., the deposit will not show up until the next business date...

ALL banks have that same time frame Mel.

Like I said I've gone in on a Tuesday morning and not gotten credit until wednesday afternoon and the receipt even said wednesday afternoon was when I was in there and I know I wasn't.

[Melotic]

If it's a paper check, it usually takes a day to clear... Direct Deposit, it should be there...

[Tastey]

If it's a paper check, it usually takes a day to clear... Direct Deposit, it should be there...

In my experience direct deposit is the only thing that you can count on from Bank of America

[HulaSista]

i like bofa because they have atm machines everywhere

but i do business with wells fargo; they are pretty good

[MndBdySoul]

I love BOA.

My depoits always show up the day after. When I deposit cash, same day. I've been with them over a year and no problems.

[Admin]

Thats why I bank with Paypal.

You can find them at www.PAYPAL.com .............and you get cash back reward on everty purchaase made. Cha Ching!

Just set up a money transfer from your bank to Paypal each pay day. Then use your Pay Pal DEBIT CARD and not the banks. Paypal will pay you each time for using their DEBIT CARD....your current bank cannot match that!..............................Bitches!


Holla

[ERinger]

Bank of American doesn't have a monopoly on late deposits. Wachovia does the same thing. I deposited my money on Friday after 2pm, so I was expecting my deposit to post on Monday, but Tuesday night was when my money appeared in my account. They do it all the time. I'm thinking of going to a Credit Union.

[Admin]

Bank of American doesn't have a monopoly on late deposits. Wachovia does the same thing. I deposited my money on Friday after 2pm, so I was expecting my deposit to post on Monday, but Tuesday night was when my money appeared in my account. They do it all the time. I'm thinking of going to a Credit Union.


Yup, good to have your money at different places...all eggs in one basket aint workin'

Holla

[nubianx2]

I love BOA.

My depoits always show up the day after. When I deposit cash, same day. I've been with them over a year and no problems.

Same here. You can deposit cash and/or checks up to 6pm and still have them credited to your account after 12:01am the next day.

[HulaSista]

come to think of it... wells fargo did this too just a few weeks ago... even with my direct deposit lol

it came in, but, it posted on monday night

the good thing is that they don't debit you for using the account and the money dont' show. they base it on order of transaction

although they did let a few transactions go through last year that i really didn't appreciate cause that was $25 gone for no reasons when all they had to do was hault the payment.

i learned from Suze Orman that you need to know how much you have in your account every single day and not just weekly or when you pay your bills because you have to catch things and manage your money yourself. banks don't do it automatically anymore cause they are out to make money now.

[ERinger]

They're waiting to catch you slippin so they can jack you with bogus fees.

[que90nek]

i've been with bank of america military banking for 12 years.

i've been with a local credit union for a lil over a year.

i've been with boa business checking for about 8 months...

What i've found is that ALL banks put holds on your money.....

some may SHOW your deposit, but if you tried to DO something with that money...YOU CAN'T!

for those that think u can....

deposit a check on Monday...try to withdraw that same check amount the next day....

what i found out recently when i tried to WIRE money.....they ESPECIALLY limit multiple electronic transactions...because there is a way to commit wire fraud...if u r slick.

[texasheat]

I'm also with the military banking, and whats f-uped is that BoA military and regular BoA are two different things, wtf??? I think I'm going to go with admin and do the paypal thing...